Does a healthy person work harder and longer? Are they more creative and generally sharper in their decision making?

Let me tell you my story: About five years ago, I received the annual notice from the insurance company which told me that as I had added another year to the score, the premium for my rather substantial life cover would increase significantly.

I immediately rang Igor, my long suffering insurance expert (he is used to my annual rants about premium increases) and asked him what he was going to do about it. He said that he could get me a policy with a lower premium, but I would have to pass a strict medical.

I frankly didn’t believe I would pass that test as my GP had said that my blood pressure was on “the high side of normal’ and I knew that my cholesterol was high.

I kept fit through tennis on Sunday and not much else and my wife had been urging me for some time to go to the gym, a concept that I didn’t disagree with, but I was having difficulty finding a gym that suited me.

Fortunately, by asking around I did find a gym and personal trainer that is perfect for me. Since that time I have been at the gym twice a week and Pilates once.

I passed the medical for the insurance policy with the lower premium and my GP says that my blood pressure is now excellent and I noticed at the gym this morning that my heart rate is well below 100 on the cardio exercises.

I have never felt fitter in my life and believe that I am working at the best in my career.

And my fitness is cash flow positive as the lower insurance premium saves for more than $3500 a year.

How do you manage to balance your work life with your fitness regime? Do you find that keeping fit improves your performance at work?

 - Dennis Rutzou